There are a lot of experiences in life that would teach us many lessons and somehow lead us into right decisions and plans! It is so hard to have nothing in your pocket,right? Honestly, lately I experienced to have only 100 pesos left in my pocket! Oh poor me! I should have saved some money in times like this! Me and hubby spent a lot during holidays and we do not anticipated the time to come! Our December 31 salary was given very early that is why we had a shortage on our budget! But thanks to God when I started to feel discourage, God showed his love to us by not failling His promise to provide everything we need. My salary and other benifits has entered to my atm today and I praise the Lord for it came in a perfect timing! I expected it to come tomorrow but we badly needed it today! I can now pay some of my monthly obligations and liabilities in life! As we talked with my hubby we both agreed to have savings and to be serious with our budgetting! A lesson learned in life to have proper listing of the things to buy! We planned to attend simenar on how to manage finances and correct and ideal budgetting in the future coz it is so hard to experience to have only 100 pesos left in our pocket again!